KEYSTONE IS NOT A VENTURE FUND, AN INVESTMENT BANK, A BROKER DEALER, INVESTMENT CLEARING-HOUSE, OR AN INVESTMENT ADVISOR, BUT RATHER A FORUM IN WHICH INVESTORS MAY BE EDUCATED ON ASPECTS OF INVESTMENT AND BUSINESS, AS WELL AS INTRODUCED TO COMPANIES FOR POSSIBLE INVESTMENT. KEYSTONE IS NOT REGISTERED WITH THE SECURITIES AND EXCHANGE COMMISSION OR ANY STATE SECURITIES COMMISSION. EACH MEMBER OF KEYSTONE IS RESPONSIBLE FOR HIS OR HER OWN INVESTMENT DECISIONS, AND KEYSTONE IS NOT RECOMMENDING ANY PARTICULAR COMPANY FOR INVESTMENT. ALL INVESTMENTS IN ENTREPRENEURIAL COMPANIES INVOLVE A HIGH DEGREE OF RISK, AND INVESTORS SHOULD BE ABLE TO BEAR THE RISK OF COMPLETE FINANCIAL LOSS. THE CHOICE TO USE AND MANNER OF UTILIZATION OF INFORMATION AND KNOWLEDGE GAINED THROUGH KEYSTONE IS EACH MEMBER’S INDIVIDUAL AND PERSONAL CHOICE. NO GUIDANCE SHALL BE GIVEN, NOR SHALL ANY PERSON AFFILIATED WITH KEYSTONE (OR KEYSTONE ITSELF) BE RESPONSIBLE FOR AN INDIVIDUAL MEMBER’S USE OF THE INFORMATION, INVESTMENT DECISION, OR THE RESULTS OF ANY INVESTMENT. KEYSTONE DOES NOT CONDUCT ANY INVESTIGATION TO VERIFY THE FACTUAL INFORMATION SUBMITTED TO POTENTIAL INVESTORS REGARDING ANY INVESTMENT OPPORTUNITY. KEYSTONE MAKES NO REPRESENTATIONS OR WARRANTIES REGARDING THE INVESTMENT OPPORTUNITIES. INVESTORS MUST CONDUCT THEIR OWN DUE DILIGENCE AS INDIVIDUAL INVESTORS AND NEGOTIATE AS INDIVIDUAL INVESTORS THE TERMS OF ANY INVESTMENT THEY ELECT TO MAKE.